TERMS OF USE

1. Agreement to Terms of Use
By accessing and using the website at asiam.com.au, you agree to be bound by these Terms of Use. If you do not accept these terms, please do not use this website.

2. Content
All materials on this website are protected by intellectual property laws. We provide no warranties regarding the accuracy or completeness of the content. Users must conduct their own independent research before entering into any transactions. We exclude liability for any losses arising from reliance on website content, except where prohibited by law.

3. Your Use of the Website
The following activities are prohibited:
Attempting to gain unauthorised access to the website or its systems
Disrupting the website infrastructure
Interfering with website operations
Header forgery or impersonation
Using the website for any unlawful purpose

4. Purchases; Other Terms and Conditions
Additional terms may apply to specific services offered through this website. Where there is a conflict between these general terms and terms for specific services, the specific terms shall take precedence.

5. Disclaimers
We make no representations about the operation of this website or the materials included on it. Your use of this website is at your own risk. We disclaim all warranties and liability for any damages arising from your use of this website, including damages from viruses or performance failures.

6. Indemnity
You agree to indemnify and hold harmless Lesley Blackburn from any losses, damages, or costs arising from your violation of these terms or your reliance on information provided on this website.

7. Applicable Law
These terms are governed by the laws of Western Australia, and any disputes will be subject to the exclusive jurisdiction of the courts of Western Australia. Users accessing this website from outside Australia are responsible for compliance with their local laws.

Who Are We?
Lesley Blackburn ABN 24 316 869 945, Australian Credit Licence 517192, is committed to protecting your personal information in accordance with the Australian Privacy Principles.

Protecting Your Personal Information
We take reasonable steps to protect your personal information by storing it in a secure environment. When your personal information is no longer needed for the purpose for which it was obtained, we will take reasonable steps to destroy or permanently de-identify your personal information.

What is Personal Information?
Personal information is information or an opinion that identifies an individual. This may include credit information which is used to assess your eligibility to be provided with finance.

Why Do We Collect Personal Information?
We collect personal information for the following purposes:
To assess your application for finance
To manage our relationship with you
For direct marketing purposes
To offer you products and services

How Do We Collect Personal Information?
We collect personal information directly from you or through intermediaries such as brokers and accountants.

Who Do We Disclose Personal Information To?
Your personal data may be shared with funders, administrators, service providers, employers, and overseas entities. Prior disclosures require reasonable protection commitments or your consent.

Overseas Transfer
Data may be transferred internationally to service providers. We note that such overseas recipients may not be subject to Australian privacy law requirements.

Opting Out
You may opt out of communications at any time by contacting us:
Email: [email protected]

Access and Correction
You may request access to your personal information or request corrections. Written requests are answered within seven days; corrections are completed within 30 days.

Complaints
If you have a complaint about our handling of your personal information, please contact us at [email protected]. If you are not satisfied with our response, you may escalate your complaint to the Privacy Commissioner.

Changes to This Policy
We may update this privacy policy from time to time. Updates will be posted on this website.